Keys To Equity - Appendix

This page is a work in progress where I’ll try to catalog questions and personal notes related to the Keys To Equity program in Oakland, CA.

Links:

• City of Oakland

  • Planning & Building website: https://www.oaklandca.gov/departments/planning-and-building

    • Building and Zoning code: https://www.oaklandca.gov/topics/planning-and-building-codes#planning-codes

    • Permit Portal: https://aca-prod.accela.com/OAKLAND/Default.aspx

      • Did you know you can look up other people’s permits?

      • You can also apply for your own permit

  • City Council: https://www.oaklandca.gov/departments/oakland-city-council

    • Figure out your CM

    • Each CM has aides who can sometimes be very helpful

  • Keys To Equity

    • Homepage: https://keystoequity.org/

    • Program overview: https://keystoequity.org/docs/KeysToEquityProgramOverview.pdf

    • Plans by June Grant (these are the AARP plans; not sure if they’re the same ones KTE uses) https://futureofhousing.aarp.org/wp-content/themes/aarp-housing/dist/ADU-Technical-Drawings.pdf

  • Finance

    • Self-Help Credit Union https://www.self-help.org/

    • 203K loan https://www.hud.gov/sites/documents/2005-09FHA.PDF#:~:text=The%20Section%20203(k)%20loan%20program%20is%20HUD%E2%80%99s%20primary,Housing%20Administration%20(FHA),%20which%20is%20part%20of%20HUD

    • RenoFi (How To ADU affiliate link) https://loan.renofi.com/how-to-adu

    • Guild Mortgage https://branches.guildmortgage.com/ca/huntingtonbch/thomas-bouda-955-sdtbo.html

    • Umpqua https://www.umpquabank.com/personal-banking/loans-and-lines/

  • Tenant Management / Landlord resources

    • RAP Housing Counselor RAP Housing Counselor at (510) 238-3721 | rap@oaklandca.gov | https://www.oaklandca.gov/topics/rent-adjustment-program

    • Tenant screening requirements

      • Federal https://www.justice.gov/crt/equal-credit-opportunity-act-3

      • Local https://www.oaklandca.gov/resources/fair-chance-access-to-housing-ordinance

      • Other Fair Housing laws at state and federal level

    • Landord resources

      • Repair Requirements https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1942.&lawCode=CIV

      • Interested in Section 8 http://www.oakha.org/propertyowners/pages/becoming-a-section-8-landlord.aspx

      • Sample agreements from the CAA https://caanet.org/topics/rental-lease-agreements/

      • Nolo Press Guide to California Landlord Tenant Law https://www.nolo.com/legal-encyclopedia/california-landlord-tenant-law-owning-managing-rental-property

  • Preferred Vendor List

  • Examples of Plans

  • Slides from Module 6

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